Grameen Shakti, the newest entrant in the NBFC- MFI segment, has just completed it's first financial year. In it's earlier avatar, the Gram Bikash Kendra, the team has done a commendable job for years under the dynamic leadership of Sh. Ganesh Ch. Modak. I am sure that Grameen Shakti will retain the same standards of commitments and will widen it's activities with innovative products and will continuously engage in the value creation process in a sustainable manner, particularly amongst the female borrowers in the unprivileged as well as underprivileged segments. The MFI industry plays a significant role in ensuring inclusive growth in the society and as a part of this industry, I am confident that Grameen Shakti will strive to carve out a niche of it's own by overcoming the challenges and crossing the milestones. I will be keenly watching the performance of Grameen Shakti.